Privacy Policy

FACTS What does Specialty Car Solutions do with personal information gathered for your loan?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number, income and expenses
  • account balances and payment history
  • credit history and credit scores
How? All financial companies need to share customers’ information to process transactions, and maintain customer accounts. In the section below, we list the reasons why we can share customers’ personal information; the reasons why we choose to share; and whether you can limit this sharing.
Reason we can share your personal information Does Specialty Car Solutions share? Can you limit this sharing?
For our everyday business purposes—
such as process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
Yes Yes (See below)
For joint marketing with other financial companies No We don’t share
For our Servicer’s everyday business purposes—
information about your creditworthiness
Yes Yes (See below)
For our affiliates to market to you Yes Yes (See below)
For nonaffiliates to market to you No We don’t share
To limit our
sharing

If you are a new customer, we can begin sharing information 30 days from the date you receive this notice. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing and to restrict telemarketing, direct marketing postal mail and email solicitations.

How does Specialty Car Solutions protect my personal information? We use security measures that comply with federal law to protect personal information from unauthorized access and use. These measures include computer safeguards and secured files and buildings.
When, and how, does Specialty Car Solutions collect my personal information? We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from credit bureaus, and other authorized companies.

Why can’t I limit all sharing? Federal law gives you the right to limit sharing only for

  • information about your creditworthiness
  • affiliated companies to market to you
  • nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account—unless you tell us otherwise